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Welfare Reform

Local charity Housing Rights has welcomed a recent ruling from the High Court that declared the benefit cap was “unlawful” and causes “real misery for no good purpose” to lone parents.

The ruling was made in response to a judicial review brought by four lone parent families who argued the benefit cap would have a disproportionate impact on them, as they were unable to work more than 16 hours a week.

Homeowners who receive government help with their mortgage interest payments are likely to suffer a financial blow when the amount they receive reduces.

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Benefits, Repossession, Welfare Reform

Support for Mortgage Interest (SMI) is the collective name given to the financial help with mortgage interest payments which can be made to certain benefit claimants.  SMI can also help with the costs of certain loans secured on a property. 

SMI can be claimed by people who are in receipt of

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Benefits, Repossession, Welfare Reform, Affordability

On 18th June, the rate of Support for Mortgage Interest (SMI) will fall from 3.12% to 2.61%. This could have significant impacts on the ability of SMI recipients to stay in their homes.

However, this isn’t the only change on the way for Support for Mortgage Interest. Over the next few years there will be more changes that will further restrict and alter this benefit.

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Benefits, Welfare Reform, Affordability

Back in November, we brought you news of two successful challenges to the “Bedroom Tax” size criteria policy in the UK Supreme Court. The success of these challenges resulted in new regulations, which expanded the circumstances in which a household is permitted an “additional” bedroom.

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Benefits, Welfare Reform, Case law

Recent legislation limited Child Tax Credit for households with more than two children, where one or more of these children has been born on or after 6th April 2017. This means that a family with three children, where two of the three were born before 6th April 2017, and one child was born after this date, will only receive tax credits in respect of the oldest two children.

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Benefits, Legislation, Welfare Reform, Affordability

Two research papers, recently published by the Joseph Rowntree Foundation (JRF) and Cardiff Metropolitan University, put forward recommendations to improve the Universal Credit (UC) system.

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Research, Welfare Reform, Affordability

A number of changes occur in April of each year which impact on Housing Benefit calculations for the coming year. These include

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Practical tips, Welfare Reform

New Regulations have been passed, coming into effect on 20th April 2017, which expand the circumstances in which a household is permitted an “additional” room by Housing Benefit rules. These changes apply to both the social and private rented sectors.

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Benefits, Social Tenancies, Private Tenancies, Welfare Reform

The Government’s removal of Universal Credit housing costs from some 18-21 year olds has garnered a lot of media attention. Policy Officer Stephen Orme looks at what these changes mean.

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Benefits, Welfare Reform, Affordability

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