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When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland

June 2017

Local charity Housing Rights has welcomed a recent ruling from the High Court that declared the benefit cap was “unlawful” and causes “real misery for no good purpose” to lone parents.

The ruling was made in response to a judicial review brought by four lone parent families who argued the benefit cap would have a disproportionate impact on them, as they were unable to work more than 16 hours a week.

Cuts in the help provided to homeowners struggling with their mortgage payments come into place later this week. Local charity Housing Rights is concerned this could put homes at risk and is urging anyone who may be affected to get in touch.

Support for Mortgage Interest (SMI) is a means-tested benefit for those in receipt of certain income related benefits who are unable to pay their mortgage.  From 18 June 2017, the interest rate used to calculate how much help homeowners get falls from 3.12% to 2.61%.