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When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland

Safeguarding Homes using Forbearance and the new Pre Action Protocols 2014

Written in 2014.

Against the backdrop of the ongoing economic crisis, Northern Ireland has seen consistently high numbers of owner occupiers and social tenants facing the prospect of losing their home as a result of mortgage and rent arrears.

This resource will focus on:

  • The forbearance options which are available to tackle mortgage arrears
  • The options available to social landlords in addressing rent arrears
  • What the mortgage and social rented protocols require of the parties prior court action
  • How the protocols work in practice.