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When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland


People from all walks of life end up in the Chancery Court in Belfast, facing the possibility of losing their home.  Sharon and Stephen are one such couple, who got help from our Housing Possession Court Duty Scheme last month, after meeting specialist representative Maria McNally at court. 

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Repossession, Practical tips, Affordability

Earlier this week, the Financial Conduct Authority (FCA) announced a number of new measures which aim to minimise the impact of payday loan charges on borrowers.

From 2nd January 2015:

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Policy, Affordability

The Department for Social Development has published the Northern Ireland Housing Statistics for 2013/14. These can be downloaded from the DSD website.

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Research, Social Tenancies, Private Tenancies, Homelessness, Affordability

From 27th October, a person will have to wait 7 days from a period of sickness or unemployment before he or she can make a claim for Jobseekers Allowance or Employment and Support Allowance.

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Benefits, Money Matters, Affordability

Consumer website, Which? has published a map showing the most financially distressed areas in the UK.

Which? asked site users to rank how financially stressed they were on a five point sliding scale.  The scale ran from low level financial stressors, like cutting back on essentials to signifiers of serious financial problems, such as defaulting on a loan, rent or mortgage.

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Repossession, Affordability

The Centre for Housing Policy recently published ‘Financial Resilience and Security: Examining the Impact of Falling Housing Markets on Low Income Homeowners in Northern Ireland’.  This report was prepared by Alison Wallace, Anwen Jones and David Rhodes. Alison Wallace has kindly agreed to summarise the report for Housing Rights Service. 

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Repossession, Affordability, Opinion

The Department for Social Development (DSD) has announced a public consultation on proposals to introduce developer contributions for social and affordable housing.  The consultation, Developer Contributions for Affordable Housing: Public Consultation, closes on 26 August 2014.

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Policy, Affordability

A recent Judicial Review of the bedroom tax, supported by the Child Poverty Action Group (CPAG) has failed.  This Judicial Review was brought on the grounds that the policy was discriminatory as it does not allow for an additional bedroom where a child with disabilities needs overnight care.  The judgment stresses the importan

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Welfare Reform, Case law, Affordability, Legal

Joseph Rowntree Foundation (JRF) Findings  published recently revealed that household incomes, poverty rates and the labour market have all worsened in Northern Ireland (NI) in the last five years. In each case, this deterioration has been greater than in Britain.  NI also has a higher poverty rate than the rest of Ireland. Before housing costs, 21% of people in NI were in poverty in 2011 compared with 15% in the Republic of Ireland.

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Private Tenancies, Policy, Affordability


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