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When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland

Affordability

Homeless people are more likely to have their benefits sanctioned according to a report published by Homeless Link.

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Welfare Reform, Homelessness, Affordability

A recent case before the Upper Tribunal in England looked at the effective date for the backdating of Support for Mortgage Interest (SMI). SMI is a government scheme which provides assistance to homeowners facing problems meeting some of their housing costs.

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Case law, Affordability, Legal

A new type of payday loan, piloted by London Mutual Credit Union (LMCU), has been shown to be a viable and sustainable alternative to mainstream products.

The new style of product, which was funded by Barclays Community Finance Fund and Friends Provident Foundation, has just had the results of its evaluation published.

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Affordability

The second annual Poverty in Northern Ireland report (August 2013) gives estimates of the proportion of children, working age adults and pensioners living in low income households during 2011-2012.

The report is based on information collected for the annual Family Resources Survey, which has been running since 2002.
Some of the key findings include:

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Affordability

New regulations come into force on 1 September 2013 which will change how Local Housing Allowance (LHA) rates are set in future.

Since 2011, LHA rates have been set using the lowest 30% of rents (the 30th percentile) in selected geographical areas known as Broad Rental Market Areas.

Further changes were introduced in 2012 to allow the rate of LHA to be frozen for a year and to have it linked to the Consumer Price Index.

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Private Tenancies, Affordability

We invite experts in the housing field to give us their opinion on a hot topic of their choice, they also have the opportunity to make three housing themed wishes

Our first contributor is Professor Paddy Gray who gives us his opinion on the recovery in Northern Ireland's housing market.

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Repossession, Affordability, Opinion

New figures released today (14 August 2013) by the Tenancy Deposit Scheme Northern Ireland show that local tenants are paying higher deposits than previously estimated.

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Affordability, Private Tenancies

Cat Song is a second-year law student from Fordham University School of Law in New York, NY.  She is currently working at Housing Rights Service as a legal research intern studying comparative housing law in the different UK jurisdictions.   

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Repossession, Affordability, Opinion

Campaigners have lost a legal challenge to social housing benefit cuts for residents with spare bedrooms in Britain.

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Social Tenancies, Welfare Reform, Affordability

As representatives on the Department of Enterprise, Trade & Investment (DETI) Financial Capability Forum Housing Rights Service has contributed to the development of a Financial Capability Strategy for Northern Ireland (NI). 

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Policy, Affordability, NI Assembly

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