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Affordability

Recent legislation limited Child Tax Credit for households with more than two children, where one or more of these children has been born on or after 6th April 2017. This means that a family with three children, where two of the three were born before 6th April 2017, and one child was born after this date, will only receive tax credits in respect of the oldest two children.

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Benefits, Legislation, Welfare Reform, Affordability

NI Co-ownership has recently announced some changes to its eligibility criteria. With this in mind, we take a look at some of the other options available to support people into homeownership.

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Practical tips, Affordability

Two research papers, recently published by the Joseph Rowntree Foundation (JRF) and Cardiff Metropolitan University, put forward recommendations to improve the Universal Credit (UC) system.

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Research, Welfare Reform, Affordability

The House of Lords Select Committee on Financial Exclusion has just published their report, “Tackling financial exclusion: A country that works for everyone?”

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Money Matters, Outside NI, Equality, Affordability

A recent research report from Citizen’s Advice Bureau (CAB) in England has called for improvements at government level which would better the lives of households living in the private rented sector (PRS) in England.  Whilst the research does not cover the experiences of those renting privately in Northern Ireland, the findings are of relevance and interest

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Fitness, Private Tenancies, Policy, Affordability, Landlord

The Government’s removal of Universal Credit housing costs from some 18-21 year olds has garnered a lot of media attention. Policy Officer Stephen Orme looks at what these changes mean.

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Benefits, Welfare Reform, Affordability

Regulations allowing for the introduction of the “social sector size criteria” or the “bedroom tax” in Northern Ireland took effect on the 20 February.  As we’ve previously reported, the impact of this change in Northern Ireland is largely mitigated, with the only threat of an actual financial detriment as a result of the change being to some social tenants who trans

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Benefits, Social Tenancies, Private Tenancies, Practical tips, Welfare Reform, Affordability

New research by Bristol University has investigated the UK poverty premium – when low-income households pay more for essential goods and services compared to those on higher incomes. 

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Money Matters, Research, Affordability

On Monday 16th January, the mitigations for the Social Sector Size Criteria (“bedroom tax”) were approved by the Assembly. Here we look in detail at what the “bedroom tax” policy is, and how the mitigations will work in practice.

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Benefits, Social Tenancies, Welfare Reform, Affordability

In October 2016 the Financial Conduct Authority (FCA) announced it was consulting on new guidance on the treatment of customers with mortgage arrears.

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Regulation, Repossession, Policy, Affordability

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