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When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland

Affordability

Stamp duty thresholds in Northern Ireland change on 1 July 2021. Buyers will continue to pay reduced rates of stamp duty until 1 October 2021, at which point rates will revert to pre-pandemic levels. 

Stamp duty in Northern Ireland from 1 July 2021

The stamp duty rates from 1 July 2021 are

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Affordability

Young people who have been in care or who have experienced homelessness may be entitled to extra help with their rent from 31 May 2021.

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Benefits, Affordability
Picture of calculator sitting on top of bill

The coronavirus pandemic has had a devastating impact on all our lives.  As well as health concerns, many have been struggling with financial issues. It's important that people claim any financial help they can. The Make the Call service can help to identify benefits and entitlements you may be able to claim.

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Coronavirus, Affordability

A deduction is usually made from the amount of help a person gets towards their rent if there are non-dependants living in that person's home. This can occur if, for example, an adult child is living with a parent or guardian. It is expected that this adult child, or other non-dependant, will make up the difference towards the household's rent. 

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Affordability

In the immediate aftermath of the COVID-19 pandemic, the Chancellor decided to realign Local Housing Allowance rates so that they accurately reflected the 30th percentile of local rents. This announcement was widely welcomed, although many organisations argued that LHA rates should never have been allowed to drift so far from real market rents and that a more supportive emergency measure would be to increase the rates to the 50th percentile of local rents. 

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Legislation, Private Tenancies, Affordability

The UK think tank Resolution Foundation has produced a number of essential reports on the Covid-19 crisis over the past 9 months, including the most recent report focused on the necessity of reforming Statutory Sick Pay to support the Covid-19 recovery phase.

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Benefits, Coronavirus, Research, Affordability

In the past year, a local charity has seen a 2.5 fold increase in the number of people seeking help because their landlord is selling their home.

Housing Rights advice manager Brenda Parker stressed the importance of private renters understanding their rights, and not feeling pressured to move early just because the property is for sale.

A new report on the impact of Covid-19 on private renters in Northern Ireland is launched today. The research uses evidence from case records relating to clients who contacted Housing Rights during the period March-June 2020 and shows that those living in the private rented sector have been disproportionately affected, caught in the ‘perfect storm’ of low incomes (often as a result of job losses, furlough or reduced hours), job insecurity and tenure insecurity.

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Coronavirus, Legislation, Regulation, Research, Private Tenancies, Affordability

Two new reports have been published by the Affordable Housing Commission: Making Housing Affordable After Covid-19 and A National Housing Conversion Fund: buying properties to boo

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Research, Affordability

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