Empty

Total: £0.00

 Mailing ListTwitterFacebook  YouTube

When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland

Affordability

Housing Rights has published a professional resource Help with housing costs: Accessing Discretionary Support & Financial Assistance, which is intended to promote increased uptake of existing forms of discretionary support.

Tagged In

Benefits, Welfare Reform, Affordability

Housing Rights has responded to the Treasury’s Breathing Space Scheme policy proposals.

Housing Rights previously responded to a call for evidence in 2017. In October 2018, the Treasury published detailed policy proposals regarding the operation of a Breathing Space Scheme and associated Statutory Debt Repayment Plan (SDRP).

Tagged In

Policy, Affordability

Housing Rights responds to Breathing Space consultation

In October 2018, the Treasury published detailed policy proposals regarding the operation of a Breathing Space Scheme and associated Statutory Debt Repayment Plan (SDRP). The Breathing Space Scheme is intended to give people in problem debt the right to legal protections from creditor action while they receive debt advice and enter into an appropriate debt solution. With regard to the housing-specific aspects of this consultation, the following measures are proposed:

  • Housing debts could be excludable under the SDRP, thereby enabling clients to repay these debts more quickly to avoid eviction; and
  • Where housing debts are included in any SDRP, these debts would be prioritised.

Housing Rights’ views on these proposals are outlined in this response. 

 

Tagged In

Policy, Affordability

Housing Rights responds to Breathing Space consultation

In October 2018, the Treasury published detailed policy proposals regarding the operation of a Breathing Space Scheme and associated Statutory Debt Repayment Plan (SDRP). The Breathing Space Scheme is intended to give people in problem debt the right to legal protections from creditor action while they receive debt advice and enter into an appropriate debt solution. With regard to the housing-specific aspects of this consultation, the following measures are proposed:

  • Housing debts could be excludable under the SDRP, thereby enabling clients to repay these debts more quickly to avoid eviction; and
  • Where housing debts are included in any SDRP, these debts would be prioritised.

Housing Rights’ views on these proposals are outlined in this response. 

 

Tagged In

Policy, Affordability

The government has launched a consultation on a breathing space scheme for people in problem debt. The proposed scheme is accompanied by an additional proposal to introduce an associated statutory debt repayment plan (SDRP). Both the breathing space scheme and SDRP are intended to supplement existing debt management solutions.

Tagged In

Policy, Affordability

A new report by the Smith Institute ‘Safe as Houses 2: a follow-up report into the impact of Universal Credit on Southwark Council’s housing tenants rent payment behaviour’ show that what could have been argued to be ‘teething problems’ with the new benefit system, appear to have more systemic routes, with rent arrears appearing to be a longer-term consequence of Universal Credit for many social housi

Tagged In

Benefits, Social Tenancies, Welfare Reform, Affordability
Image of housing benefit application form and electricity meter cards

The UK Upper Tribunal has found that a First Tier Tribunal erred in law by deciding that a person who sold his former home and rented it back could not receive Housing Benefit. In an important decision, the court ruled that the test of whether someone could continue to occupy their home without relinquishing ownership is one of practical compulsion, rather than legal compulsion and does not necessitate that the lender has started legal action to recover possession of the property.

Tagged In

Benefits, Practical tips, Affordability, Legal

The Housing Executive has published the results of its analysis of the costs of poor housing in Northern Ireland. The report suggests that it would cost approximately £305million to eliminate category 1 hazards across Northern Ireland's housing stock, but suggests that such costs would be recovered within 8 years via reduced NHS costs as a result of improved housing. 

Tagged In

Regulation, Social Tenancies, Affordability

The impact of Welfare Reform on housing

A briefing document for the All Party Group created and presented by Housing Rights in June 2018. 

The document highlights three key areas of concern and included a focus on the situation post 2020 when the current scheme of mitigation payments are due to expire.

Tagged In

Benefits, Welfare Reform, Policy, Affordability

Back in November 2017, Chancellor for the Exchequer, Phillip Hammond, announced a £1.5 billion package to address some of the concerns which have been raised in relation to Universal Credit. One of the main measures introduced was the concept of a “Housing Benefit transitional payment for Universal Credit claimants”.

Tagged In

Benefits, Money Matters, Welfare Reform, Affordability

Pages

Subscribe to Affordability