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When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland

Affordability

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One of the most welcome local interventions to assist private renters who have lost income as a result of the COVID-19 pandemic has been the Housing Executive’s commitment to use the Discretionary Housing Payment scheme to restore vital welfare protections missing from Universal Credit.  Our advisers have been helping people to claim this assistance, but have come across a few incidences where the claimant isn’t

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Coronavirus, Private Tenancies, Affordability, Adviser

One of our advisers recently had a very positive outcome for a client who was looking forward to starting her new tenancy but quickly came up against a problem. 

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Money Matters, Affordability, Adviser

Land & Property Services has advised that its online rate rebate portal is unavailable between Monday 4 May and Monday 11 May. This is an annual occurence to allow for the uprating of claims.

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Benefits, Affordability

The Financial Conduct Authority (FCA) has made a number of changes which will give breathing space to people struggling with consumer debt during the lockdown. These temporary measures include assistance for people with overdrafts, credit cards, motor finance packages, payday loans and "buy now pay later" arrangements.

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Coronavirus, Regulation, Repossession, Affordability

The core messages of the Affordable Housing Commission (AHC) should be given renewed focus in light of Covid-19, according to a statement on the AHC website. The Commission argues that the current crisis highlights the dangers of relying so heavily on the private rented sector to meet housing demand, pointing out that this sector often

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Coronavirus, Affordability

We've asked experienced housing debt adviser, Denise Callaghan, to look at some of the most important issues facing mortgage holders impacted by the coronavirus crisis. 

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Coronavirus, Repossession, Affordability

New research from Housing Rights,  Falling Behind: Exploring the gap between Local Housing Allowance and the availability of affordable private rented accommodation in Northern Ireland, shows that renting privately in Northern Ireland is becoming increasingly unaffordable for people who rely on housing benefit to pay their rent.

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Benefits, Private Tenancies, Welfare Reform, Affordability

Falling Behind: Local Housing Allowance research

Falling Behind: Exploring the gap between Local Housing Allowance and the availability of affordable private rented accommodation in Northern Ireland.

This research shows that renting privately in Northern Ireland is becoming increasingly unaffordable for people who rely on housing benefit to pay their rent. Almost 9 out of 10 of rental properties are out of reach for people receiving Housing Benefit with the research showing that as little as 12% of properties in the sector would have their rent fully covered by the amount of benefit available.

 

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Benefits, Regulation, Research, Welfare Reform, Policy, Homelessness, Equality, Affordability

New research launched today by advice charity Housing Rights shows that renting privately in Northern Ireland is becoming increasingly unaffordable for people who rely on housing benefit to pay their rent. Almost 9 out of 10 of rental properties are out of reach for people receiving Housing Benefit with the research showing that as little as 12% of properties in the sector would have their rent fully covered by the amount of benefit available.

Picture of homeless person in park

In a recently published report, CIH suggests that housing allocation policies in England need to be revisited to ensure that those most in need of housing are not excluded by process driven allocations policies. In certain cases, activity undertaken by housing providers to ensure that teanncies are sustainable actually undermines efforts to house those who need homes the most.

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Social Tenancies, Affordability

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